When Can Contribute To Roth Ira 2025. For the 2025 tax year, the maximum amount you can contribute to a roth ira is $7,000, or $8,000 if you are 50 or older. If you want to get a head start with your 2025 ira contribution, you can make it as early as january 1, 2025.

You can leave amounts in your roth ira as long as you live. In 2024, the contribution limit was the same.